Now when you choose Shop Pay at checkout, you may be able to split your purchase into 4 equal installment payments—with 0% interest on pay-in-4 and no hidden or late fees.*
Your purchase can be broken into four payments, taken automatically from the card you save to Shop Pay.
Add your favorites to cart
Select Shop Pay at checkout
Choose “Pay in 4” with Shop Pay Installments
Pay over time – your first payment may be due at checkout or 2 weeks after, with the remaining three payments charged every 2 weeks
You’ll receive email or SMS reminders from the installment provider so you always know when a payment is coming up.
When you check out using Shop Pay, you may see an option to pay now or pay later. Paying in installments lets you split your purchase into 4 equal, biweekly payments—with 0% APR, no hidden fees, and no late fees for qualifying pay-in-4 plans.*
Checking your eligibility won’t affect your credit score in most cases.*
In some situations, your first payment is due at the time of purchase; in others, your first payment is due 2 weeks after.
Installment payments on Shop Pay are available on eligible debit and credit cards. You’ll see available options at checkout based on your cart and location.
For the pay-in-4 option, there are no late fees if you miss a scheduled payment.* However, missing payments may affect your ability to use installments in the future.
If you make a return on an order paid with Shop Pay Installments and we issue a refund:
The refunded amount is sent back to your original payment method within about 3–10 business days, and
Your installment balance will be adjusted.
If your refund is less than your remaining balance, your upcoming payments may stay the same, but you might have fewer payments or a smaller final payment.
If your refund is more than your remaining balance, the difference will be sent back to your original payment method.
For specific details on how your plan is updated, please refer to the emails or account information from the installment provider.
For questions about installment payments on Shop Pay (approvals, schedules, or disputes), visit the Shop Pay Installments help center at shop.affirm.com/help.
For questions about Shop Pay or the Shop App, visit shop.app/help/shop-pay.
For questions about your order, products, or shipping, please get in touch with The Kings of Styling directly through our [Contact Us] page.
Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.
For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.
Shop Pay Installments is offered in partnership with Affirm. Affirm is the servicer of your loan, and you can manage payments in your Shop Pay account or with Affirm directly.